Terms of Service

Venture Sage is an AI-powered project estimation and planning tool designed to assist users in forecasting the time, materials, and complexity of do-it-yourself ("DIY") projects. The App utilizes large language models (LLMs) and Monte Carlo simulations to generate probabilistic estimates.

Informational Purposes Only. All estimates, plans, cost projections, and guidance provided through the App are strictly for informational and educational purposes. Prudent Sagacity LLC is not a licensed general contractor, architect, structural engineer, safety inspector, or financial advisor. Your use of the App does not establish a contractor-client, fiduciary, or any other professional relationship.

No Reliance on Estimates. The cost estimates, material lists, and project timelines generated by the App are probabilistic outputs and are not guaranteed to be accurate, complete, or applicable to your specific circumstances. You expressly agree not to rely on any App-generated output as a substitute for independent professional advice, professional cost estimation, or financial decision-making. Any financial, contractual, or purchasing decisions you make based on App outputs are made entirely at your own risk.

Assumption of Risk. DIY construction, home improvement, electrical work, plumbing, and related activities carry inherent, significant risks of severe personal injury, death, and property damage. By using the App, you expressly acknowledge and accept these risks. You assume full and complete responsibility for all physical, financial, and legal risks associated with executing any project planned, discussed, or estimated within the App.

Professional Consultation Required. The App may assist with planning, but it cannot substitute for project-specific professional review. You must independently verify all information provided by the App. Always consult with appropriately licensed professionals (e.g., contractors, engineers, electricians, plumbers) and obtain all necessary permits from your local building authority before commencing any construction or improvement project.

Venture Sage offers optional paid subscription plans (e.g., "Journeyman" and "Master Builder") that unlock additional features. By purchasing a subscription, you agree to the following terms:

Platform Management. All subscriptions are purchased through and managed exclusively by the applicable third-party app store platform (Apple App Store or Google Play Store). Prudent Sagacity LLC does not directly process payments, manage billing cycles, or issue refunds. The terms and conditions of the applicable platform, including any regional variations required by law in your country or jurisdiction (including the European Union, United Kingdom, or Australia), govern all payment transactions and may supersede the terms described below.

• Auto-Renewal: Subscriptions automatically renew at the end of each billing period (monthly or annual) unless cancelled at least twenty-four (24) hours before the renewal date.
• Billing: Your designated app store account will be charged upon confirmation of purchase and at the start of each renewal period.
• Free Trials: If you register for a free trial, your app store account will automatically be charged the applicable subscription price at the end of the trial period unless you cancel at least twenty-four (24) hours before the trial concludes.
• Cancellation: You may cancel your subscription at any time through your app store account settings. Cancellation will take effect at the end of the current billing period, and you will retain access to the subscription features until that time.
• Refunds: Refund requests are subject entirely to the refund policy of the applicable app store platform. Prudent Sagacity LLC does not process payments or issue refunds directly.
• Price Changes: We reserve the right to modify subscription prices at our discretion. You will receive advance notice of any price changes and will have the opportunity to cancel your subscription before the new pricing takes effect.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security by contacting us at support@prudentsagacity.com. Prudent Sagacity LLC will not be liable for any loss or damage arising from your failure to protect your account credentials.

Account Deletion. You may delete your account at any time by navigating to the Profile tab within the App and selecting the account deletion option. Account deletion is permanent and immediately removes all associated data, subject to our data retention obligations under applicable law.

Suspension and Termination. We reserve the right, in our sole discretion and without prior notice, to suspend or terminate your access to the App or your account if we determine that you have violated these Terms, engaged in fraudulent or abusive behavior, or pose a security risk to the App or other users.

Modification of Service. We reserve the right to modify, suspend, or discontinue any feature, service functionality, or subscription plan structure within the App at any time, with or without notice, subject to any applicable app store policies regarding active subscriptions.

You agree to use the App only for lawful purposes and in accordance with these Terms. You expressly agree not to:

• Use the App for any unlawful purpose or in violation of any local, state, national, or international law or regulation, including building codes and zoning laws.
• Attempt to reverse-engineer, decompile, disassemble, or extract the source code from the App or any related systems.
• Use the App to generate fraudulent estimates, misrepresent project costs to third parties (including clients or insurers), or engage in deceptive trade practices.
• Interfere with, disrupt, or compromise the integrity, security, or performance of the App, its servers, or its associated networks.
• Attempt to gain unauthorized access to any portion of the App, other users' accounts, or our internal systems.
• Upload, transmit, or distribute any viruses, malware, or other malicious code.

THE APP AND ALL CONTENT, ESTIMATES, COST PROJECTIONS, AND SERVICES PROVIDED THEREIN ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PRUDENT SAGACITY LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY AI-GENERATED ESTIMATES, PLANS, COST PROJECTIONS, OR ADVICE. SUCH OUTPUTS ARE PROBABILISTIC AND SHOULD NOT BE RELIED UPON AS THE SOLE BASIS FOR FINANCIAL, STRUCTURAL, OR SAFETY DECISIONS. YOU EXPRESSLY AGREE THAT YOUR USE OF THE APP IS AT YOUR SOLE RISK.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PRUDENT SAGACITY LLC, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE APP. THIS INCLUDES, BUT IS NOT LIMITED TO, DAMAGES FOR PERSONAL INJURY, DEATH, PROPERTY DAMAGE, LOST PROFITS, LOST DATA, COST OF SUBSTITUTE GOODS OR SERVICES, OR BUSINESS INTERRUPTION, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE APP EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID TO US FOR THE APP IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM, OR (B) FIFTY U.S. DOLLARS ($50.00).

The limitations and exclusions of liability set forth in this section apply to the maximum extent permitted by applicable law and do not limit liability where such limitation is strictly prohibited by law. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitations may not apply to you.

Governing Law. These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law principles. To the extent applicable, the Federal Arbitration Act (FAA) governs the interpretation and enforcement of the arbitration provisions herein.

Mandatory Arbitration.EXCEPT AS PROVIDED BELOW, ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE APP, INCLUDING ANY QUESTION REGARDING THEIR EXISTENCE, VALIDITY, OR TERMINATION, SHALL BE RESOLVED BY BINDING INDIVIDUAL ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION ("AAA") UNDER ITS CONSUMER ARBITRATION RULES, RATHER THAN IN COURT. The arbitration shall be conducted in Wake County, North Carolina, or, at your election, by telephone or videoconference. The payment of all filing, administration, and arbitrator fees will be governed by the AAA rules. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Class Action Waiver. YOU AND PRUDENT SAGACITY LLC EACH AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. IF FOR ANY REASON A CLAIM PROCEEDS IN COURT RATHER THAN IN ARBITRATION, YOU AND PRUDENT SAGACITY LLC EACH WAIVE ANY RIGHT TO A JURY TRIAL AND WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

Severability of Arbitration Clause.If a court or arbitrator decides that any part of this "Dispute Resolution, Arbitration, and Governing Law" section is invalid or unenforceable, the other parts of this section shall still apply. However, if the Class Action Waiver is found to be unenforceable, then the entirety of the Mandatory Arbitration provision shall be null and void.

Exceptions.Either party may seek emergency injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party's intellectual property rights. Small claims court actions within applicable jurisdictional limits are also excluded from mandatory arbitration.

Venue. For any matter not subject to arbitration under these Terms, the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in Wake County, North Carolina.